Here is a useful guide to getting a bad credit loan. The bill is lengthy, but key points are as followsThose considering bankruptcy will have to pass a means test. If their income is above a certain threshold, they will not be able to file under Chapter 7 of the Federal bankruptcy code, which wipes out debt and gives the debtor a fresh start. Enabling you to make a presentation in a meeting, or have content ready for viewing on a 24/7 basis via your web site.